James J. Raymond is a home mortgage and financial consultant with 17 years of residential lending experience. His clients range from first time buyers entering the homeownership market--to helping senior homeowner's age 62 plus access their home equity through the application of a thoughtfully engineered reverse mortgage. Realizing the majority of his client's from referrals, James has built a following amongst homeowners who return again and again, and a fine reputation within the real estate, financial and legal communities.

I specialize in Reverse Mortgages, Self Employeed Borrowers, Difficult to decipher tax returns and Credit Scores as low as 580. Offering Concierge Level Service, Competitive Rates and Fees with a 21 Day Closing Guarantee!!!

(201) 857.5297 (Office) - (201) 280.2012 (Cell) - jraymond@mtgnow.com - www.YourLocalMtgPro.com