Lender 411 Site Advice
Updated Oct. 9, 2013
January 10, 2013. Happy New Year to Everyone! I wish you all Excellent Health, Great Happiness, and Much Prosperity for this year and beyond!. My Blog today is to just share a little bit about the Advice I have seen posted on this website. As with anything, it is always best to do your own research and confirm what you...

Here are 8 Tips to Help Improve Your Credit Score!
Updated Oct. 9, 2013
Here are 8 Tips to Help Improve Your Credit Score!1. Review Your Credit File Often:. a) www.AnnualCreditReport.com offers free access to all 3 major credit bureaus annuallyb) www.CreditKarma.com provided by TransUnion offers a free consumer score and monitoring for such things are credit card balances,...

Financing After A Short Sale or Foreclosure!
Updated Oct. 9, 2013
JANUARY 13, 2013:. If you've experienced a Short Sale or Foreclosure in the past, don't feel like there are no options for you in the future. I would be happy to review your details on a case by case basis to let you know when it would be possible to obtain mortgage financing moving forward.. Current...

Closing Costs Can Be Paid By The Seller When You Purchase A Home!
Updated Oct. 24, 2014
January 14, 2013Did you know that the Seller can provide assistance in paying for your closing costs when you are purchasing a home? In order for this to happen, you must negotiate this into your offer and/or sales contract.. For example, let's say your are purchasing a home for $200,000 and your closing...

California Home Buyers Can Purchase A Home with Just 0.5% Down
Updated Oct. 24, 2014
January 14, 2013Attention California Home Buyers! If you are looking for a Low Down Payment Purchase Program, you've found the right place, so read on!. A new program is being offered that allows a qualified home buyer to purchase a home with a FHA Insured 1st Mortgage with a 96.50% Loan To Value with a Piggy...

Fannie Mae HomePath Financing Benefits
Updated Oct. 9, 2013
Here are some benefits for using the Fannie Mae HomePath Financing:1. First, visit http://www.homepath.com/index.html to find a Fannie Mae Owned Property.2. Apply for financing to obtain a Pre-Approval so you are ready to make an offer when you locate the property you are interested in. Visit www.123LoanYes.com to...

Annual Home Price Increase is Largest Since 2006
Updated Oct. 9, 2013
Annual Home Price Increase is Largest Since 2006

Real Estate Web Searches Climb 253% in Four Years as 90% of Homebuyers Use Internet as Primary Research
Updated Oct. 9, 2013
Real Estate Web Searches Climb 253% in Four Years as 90% of Homebuyers Use Internet as Primary Research

My Advice For Posting Questions On Lender411!
Updated Oct. 9, 2013
January 15, 2013I'm seeing many Loan Originators around the Country reply to consumers asking questions and in many cases, the Loan Originators are suggesting for the consumer to contact them directly! This isn't necessarily wrong, but I would caution the consumer to actually verify if that...

A look at the extra hurdles facing self-employed borrowers
Updated Oct. 9, 2013
http://money.usnews.com/money/personal-finance/articles/2013/01/15/how-to-play-the-mortgage-game-if-youre-self-employed.

3 Costly Mistakes of First-Time Home Buyers
Updated Oct. 9, 2013
http://money.usnews.com/money/blogs/alpha-consumer/2011/03/28/3-costly-mistakes-of-first-time-home-buyers?s_cid=related-links:TOP.

50 Ways to Improve Your Finances in 2013
Updated Oct. 9, 2013
http://money.usnews.com/money/personal-finance/articles/2012/12/20/50-ways-to-improve-your-finances-in-2013?s_cid=related-links:TOP.

Future of the Mortgage Industry to be Decided in Tidal Wave of Regulations (in Next 6 Months)
Updated Oct. 9, 2013
Future of the Mortgage Industry to be Decided in Tidal Wave of Regulations (in Next 6 Months)

Can Foreclosures Be Good for the Market?
Updated Oct. 9, 2013
http://www.dsnews.com/articles/can-foreclosures-be-good-for-market-2013-01-15.

January 18, 2013 Mortgage News
Updated Oct. 9, 2013
http://www.mortgagenewsdaily.com/reports/newsletter/2013/1/18/237/Ceceri.

Why Work With A Trusted Mortgage Originator?
Updated Oct. 9, 2013
January 24, 2013. Why Work With A Trusted Mortgage Originator? That's the question I would like to answer today so let's move on! As you can tell from being on this website along with doing your standard Internet Searches about mortgage programs, there is so much information to go through and with that...

Questions To Ask Your Potential Loan Originator!
Updated Oct. 9, 2013
January 24, 2014. Have you seen some low interest rates posted online or even been quoted rates from loan originators without actually applying for a loan? If so, read on for some helpful tips!. The main issue that I see and hear about from consumers who are getting rates quoted that appear to be much better than the...

Refinancing Benefits May End Sooner Than Later So Act Now!
Updated Oct. 9, 2013
Refinancing Benefits May End Sooner Than Later So Act Now!January 26, 2013If you have been considering refinancing your current loan, it may be time to act or your potentially benefits of refinancing may be lost! Why is that you ask? Well, all signs show a rise in Interest Rates which are clearly evident over the...

VA Loan Refinancing Benefits
Updated Oct. 9, 2013
Refinance Your VA LoanYou may be able to lower your monthly payments with a VA home loan refinance. In order to qualify for a VA home refinance you must meet one of the criteria listed below:. VeteransActive duty personnelMembers of the National GuardSurviving spouse of former service member. VA rates tend to be...

Harp Refinancing Explained
Updated Oct. 9, 2013
Harp Refinancing ExplainedAn estimated 11 million homeowners are underwater. This negative equity amounts to roughly $4 trillion.. While other government programs help households stay out of foreclosure, a HARP refinance is ideal if you are current on your loan but looking to rework it. A HARP mortgage...